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Jewelry Appraisals


There are several types of jewelry appraisal services that we offer. On each appraisal, the work involved is the same but the value placed on an item can be vastly different. Also, keep in mind that while an item may have tremendous sentimental value, an appraisal can only determine the intrinsic value of an item.
There are three types of Appraisals that we offer at Reines & Rogers Jewelers. They are:
The Insurance Replacement Appraisal
The Fair Market Value Appraisal
The Estate Appraisal
The Insurance Replacement Appraisal, by far the most common, is the appraisal type that is used to have an item added onto a jewelry rider (sometimes called a “jewelry floater”) attached to your homeowner’s or renter’s policy. The value used on this appraisal states what it would cost to replace an item with a brand new piece of similar quality. Please view a description under our Jewelers Mutual Insurance for an option for private jewelry insurance.
The Fair Market Value Appraisal is used to determine a fair selling price for an item between a willing seller and a willing buyer. It takes into account the current condition of the item and any repair work that the item may need.

The Estate Appraisal is used when determining a value for the settlement of an estate. This appraisal bases the value on the item’s current condition in a forced sale. That is, a sale in which we have an unwilling seller and an unwilling buyer. This appraisal will place the lowest value on an item.
For any appraisal, at Reines & Rogers Jewelers we always clean your items thoroughly before we begin the evaluation process. Every item is properly examined and given the time and care that it deserves. Because of this, while all of our appraisals are done on premises, we do not do appraisals while you wait however in some situations major stones can be inspected and measured so that the item does not have to be left. We request prior arrangements must be made with us to perform this accommodation.

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